Vehicle/Visa/Signature Loan Rate
Rates Effective: 3/1/2025
*Share Secured Loan is 2% above the rate earned on the secured shares.
For example a new vehicle loan at 5.50% A. P. R. has 60 monthly payments of $19.10 per $1,000 borrowed. a used vehicle loan at 6.00% A. P. R. has 60 monthly payments of $19.33 per $1,000 borrowed.
Home Loan Rates
Primary Residence - 70% Loan to Value MaximumNMLS #810491
Rates Effective: 3/20/2025 - 3/26/2025
Second Mortgages up to $300,000 Maximum
First Mortgage Refinance up to $600,000 Maximum
| Type | Rate | APR (Annual Percentage Rate) |
|---|---|---|
| 15 year - 1% point + title & escrow | 5.83% | 5.99% |
| 30 year - 1% point + title & escrow | 6.67% | 6.77% |
Second Mortgages up to $300,000 Maximum
| Type | APR (Annual Percentage Rate) | Fixed/Variable |
|---|---|---|
| 10 year maximum - 0% points + title & escrow | 6.25% | Fixed |
| 15 year maximum - 0% points + title & escrow | 6.75% | Fixed |
| 20 year maximum - 0% points + title & escrow | 7.25% | Fixed |
* Rates vary weekly - call us at 682-2467 for additional information.
- Example 15 year first mortgage at a rate of 5.83%, 5.99% A. P. R. has 180 monthly payments of $8.35 per $1,000 borrowed.
- Example 30 year first mortgage at a rate of 6.67%, 6.77% A. P. R. has 360 monthly payments of $6.43 per $1,000 borrowed.
- Example second mortgage for 10 years at 6.25% A. P. R. has 120 monthly payments at $11.23 per $1,000 borrowed.
- Example second mortgage for 15 years at 6.75% A. P. R. has 180 monthly payments at $8.85 per $1,000 borrowed.
- Example second mortgage for 20 years at 7.25% A. P. R. has 240 monthly payments at $7.90 per $1,000 borrowed.