young couple hugging in a modern kitchen

Mobile Deposit

Remote Deposit Anywhere

Remote Deposit Anywhere (RDA) is a free* service offered by Santa Barbara Teachers Federal Credit Union that offers the convenience of easily depositing checks into your savings or checking account using a compatible smartphone or tablet from any location, 24/7.
 

To use Santa Barbara Teachers FCU’s RDA service you must have the following:

  • An open checking or savings account at SBTFCU
  • Current NetTeller ID and Password
  • The Most recent version of the Santa Barbara Teachers FCU app for iPhone/iPad or Android
    • There is no charge to download the SBTFCU app on your mobile device

The following qualifications for using RDA must be met:

  • Online Banking member
  • Must be enrolled in Mobile Banking
  • No negative balances
  • Must not have multiple returned items

The following limits apply:

  • 5 items per day, totaling up to $5,000 per day
  • 25 items per month, totaling up to $25,000 per month

The following types of checks cannot be deposited using RDA:

  • Checks drawn on a financial institution located outside the United States
  • Checks not payable in United States currency
  • Checks drawn or otherwise issued by the US Treasury Department
  • Cashier’s/Official Bank Checks
  • Money Orders
  • Travelers Cheques
  • Savings Bonds
  • Third party checks
  • Returned or re-deposited items
  • Checks drawn on same account in which you are depositing
  • Post-dated checks (checks dated after the date of deposit)
  • Stale-dated checks (checks dated more than six months prior to the date of deposit)
  • Checks that have previously been submitted through this Service or through a remote deposit capture Service offered at any other financial institution

See the enrollment and deposit instructions, as well as a list of frequently asked questions.

 

See Our Terms and Conditions

 

*There is not fee from Santa Barbara Teachers Federal Credit Union. Connectivity and usage rates may apply. Contact your wireless service provider for more details.