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Share SavingsPass Book SavingsAll members earn dividends based on the average daily balance for deposits within the various designated ranges. The dividend rate is determined by averaging the ending share balance for each day of the month. Dividends are compounded monthly and are credited to the member's account on the last day of the month. Funds are available for withdrawal at any time, without penalty. For additional information please call our main office at (805) 682-2467 or send us a message. Checking AccountsThe credit union offers FREE checking accounts to members along with FREE account to account transfers, overdraft protection transfers, Online banking, Billpay services and mobile banking. ATM access through our co-op network at over 30,000 ATMs. Interest bearing checking accounts are also available and have a $300 minimum average balance requirement. For additional information please call our main office at (805) 682-2467 or send us a message. Individual Retirement AccountsThe credit union offers a No Fee, Guaranteed Fixed Rate IRA account. We can open an IRA or transfer from your current trustee to the credit union. IRA accounts are guaranteed separately from your other accounts up to $250,000. For additional information please call our main office at (805) 682-2467 or send us a message. |